Purchasers in most large Canadian cities including Ottawa can add land transfer taxes to their list of closing costs.
Land transfer taxes (or property purchase tax) are a basic fact of life unless you live in the provinces of Alberta, Saskatchewan, or rural Nova Scotia. These taxes are based on the value of the property and payable upon closing by the purchaser. Most provinces have complex multi-tiered taxation system. Use our Land Transfer Tax Calculator to determine what land transfer charges apply to your purchase. Note that first time home buyers may be eligible to a full or partial refund on land transfer taxes.